Safe and secure payments that earn you discounts
Use our bank-to-bank 
payment method to securely pay online and earn at least 1% back in Underpay reward points.
Pay with your own bank. No new account required.
How paying with Underpay works
- 1Shop at one of the stores that accepts Underpay
- 2Choose Underpay on the checkout page
- 3Pay through your usual bank app and earn Underpay points
- 4Redeem points on your next purchase at any store
Frequently asked questions
What is Underpay and how is it different from a credit card?
How can you afford to give rewards?
Can you explain Open Banking?
How safe is paying with Underpay?
Do I have to open a new bank account to access rewards?
Stores accepting payments via Underpay
Miss Patina
London, UKVintage inspired fashion with a modern twist.
Clothing & Accessories
I Am Volya
London, UKLondon-based boutique of Ukrainian high fashion.
Clothing & Accessories
The Roost
London, UKFurnish your dream home: chic furniture, simplified.
Furniture & Home
Just Tall
Cambridgeshire, UKFinally! Quality clothes designed to fit tall slim guys.
Clothing & Accessories
Recurring.Life
Lincolnshire, UKCurated collections of high-quality sustainable fashion.
Clothing & Accessories
ARgENTUM Apothecary
London, UKWhere science meets poetry – luxury fragrances and award-winning skincare.
Health & Beauty
Lobomar-
London, UKCelebrating our self-composed identities in all their nuances.
Clothing & Accessories
Popcorn Shed
London, UKHandcrafted popcorn treats and gifts for every moment.
Food & Beverage
The Vanilla Pod Bakery
Cheltenham, UKMouth-watering cakes for extra special occasions.
Food & Beverage